Home Credit India partners with Pine Labs to expand footprint in South and East India

Apr 13, 2022 | Mallika Rangaiah

Home Credit India partners with Pine Labs to expand footprint in South and East India title banner

About The Company

 

Home Credit India Finance Pvt. Ltd. is a local arm of the international consumer finance provider, that has operations spanning over Europe and Asia, and is focused on promoting financial inclusion in India. 

 

Home Credit India offers consumer financing services, loans for home appliances, mobile phones, laptops, and two wheeler purchases. Serving customers in India, the company is intent on driving  credit penetration and financial inclusion by providing transparent, easy and accessible financial solutions. 

 

In late 2020, Home Credit India launched its digital Ujjwal EMI Card which was a part of its collection of digital loan products that had been launched in the past 2 years. The Card offered an instant pre-set credit limit to customers. 

 

Also Read | Credit Risk

 

 

The Partnership

 

Home Credit India (HCI) has partnered with Pine Labs, a leading merchant commerce company, with the aim of maximizing access of the digital EMI financing features on its Ujjwal Card to all the HCI platform customers at Pine Labs PoS terminals all across India.

 

The Pine Labs Point of Sales (PoS)  network will integrate the HCI lending platform all across India to offer an omni channel link for HCI’s offerings.

 

As stated by Ankush Khosla, the Chief Sales Officer of Home Credit India and as reported by Business Line, this will in turn maximize the number of outlets that can be transacted by the customer of HCI, increase the acceptance of the platform’s Ujjwal EMI card and also enhance HCI’s potential of customer acquisition via the Pine Labs network.

 

Also Read | Different Types of Loans

 

Home Credit is also hoping for an increase in its footprint when it comes to the south and east region of India. For its first phase, the Ujjwal EMI offering will be available at 18,000 stores, with a starting offer of 5 percent cashback backing it. The offer can be availed on the purchase of mobiles, consumer electronics and home appliances. 

Tags #Business Analytics
Advertisement

ambercunningham5978efe489d42d740f7

Mar 30, 2025

As an architect in Texas, I was excited to begin remodeling my new home. I had big plans to transform the space into something perfect, after months of research, I selected what seemed to be a reputable construction company. They came highly recommended, with a professional portfolio and impressive credentials. After an initial consultation, I felt confident they were the right choice for the job. Unfortunately, things quickly went south. As the project progressed, the quality of the work was disappointing, and the timeline kept slipping. Payments had already been made, and I noticed the progress was extremely slow with little visible results. I had paid a substantial sum of $8,700 for the work, and all I had to show for it was a half-completed project. Worse, the contractor became difficult to reach, and communication became increasingly erratic. It didn’t take long for me to realize something was off. I started to suspect that I was being taken advantage of, and the situation quickly escalated from frustrating to worrying. It dawned on me that I might be dealing with a fraudulent company. At this point, I was desperate to recover my money and avoid losing any more. I reached out to Digital resolution services for assistance, hoping they could help me navigate the situation. Digital resolution services acted quickly. Their team thoroughly investigated the construction company and uncovered a history of fraudulent activities. It turned out that the company had scammed several homeowners before, using fake credentials and disappearing after taking large deposits. With their expert assistance, I was able to dispute the charge with my credit card company and initiate the process of recovering my funds. Thanks to Digital resolution services, I was able to recover the full $8,700 I had spent. The relief I felt when I got all my money back was indescribable. Not only did Digital resolution services help me recover the funds, but they also empowered me to hire a legitimate contractor to finish the remodeling work. This ensured that my vision for the home could finally be realized, without the looming financial loss. This experience taught me a hard lesson about thoroughly vetting contractors and being cautious with large deposits. I am incredibly grateful to Digital resolution services for their support and expertise, which allowed me to get my hard-earned money back and move forward with my project. I want to say a big thank you to the team at Digital resolution services. Reach out to them for any kind of problems you may find yourself, they are there to help 100%. Email: digitalresolutionservices  (@)  myself. c o m WhatsApp: +1 (361) 260-8628 Email: digitalresolutionservices007   (@)  zohomail.com Thank You Amber Cunningham

victoriabradley565ed276dd06d13422a

Apr 01, 2025

I never imagined that I would become a victim of cryptocurrency fraud, but unfortunately, that’s exactly what happened. I had been investing in Bitcoin for a while and felt confident in my ability to identify legitimate opportunities. However, I fell for a sophisticated scam that resulted in me losing a significant amount of Bitcoin. It was a devastating experience—I felt helpless, frustrated, and unsure of what to do next. WhatsApp: +19 (20408) 1234 After trying everything I could to get my funds back—contacting the fraudulent platform, filing complaints, and even reaching out to law enforcement—I began to lose hope. That’s when I started researching crypto recovery services and came across PRO WIZARD GIlBERT RECOVERY, a company with a solid reputation for helping victims of crypto fraud retrieve their lost funds. Website info: http s://pro wizard gilbert recovery. info At first, I was skeptical. With so many fake recovery services out there, I didn’t want to fall for another scam. However, after thoroughly checking their background, reading genuine testimonials, and speaking with their team, I felt reassured. From the moment I reached out, PRO WIZARD GIlBERT RECOVERY demonstrated professionalism, transparency, and a deep understanding of blockchain forensics. Their team carefully analyzed my case and provided a clear plan of action. They explained their methodology, including how they would trace the stolen Bitcoin, identify wallet addresses, and collaborate with the necessary authorities if needed. Throughout the process, they kept me updated, answering all my questions and giving me confidence that I had chosen the right people to help me. Email: pro wizard gilbert recovery (@) engineer. com To my absolute relief and amazement, they successfully tracked my stolen Bitcoin and assisted in recovering a significant portion of my lost funds. I couldn’t believe it! After weeks of thinking my Bitcoin was gone forever, PRO WIZARD GIlBERT RECOVERY made the impossible happen. Their expertise, persistence, and ethical approach set them apart from other recovery services I had come across. Telegram: http s:// t. me/Pro_Wizard_Gilbert_Recovery This experience has been a tough lesson, but I’m incredibly grateful for the support and professionalism of PRO WIZARD GIlBERT RECOVERY . If you have lost your cryptocurrency due to fraud, hacking, or scams, I strongly recommend their services. They are a trustworthy, reliable, and highly skilled team that genuinely works to help people recover what was lost.

izojietestimonyf950ead75fae4a5d

Apr 10, 2025

ARE YOU INTERESTED IN USING SPOTLIGHT RECOVERY HACKERS TO RETRIEVE YOUR STOLEN BITCOINS AND FUNDS? Hi, Please be cautious and stop falling for these brokers' and account managers' scams. I lost all of my money since they conned me out of nearly $193,000 of my investment capital and insisted on getting more money before processing my withdrawal request. Every attempt to contact their customer service center was unsuccessful, and I had a very difficult time moving on. Thank God, I watched a broadcast that explained how victims of scams might get their money back, and I got in touch with a recovery firm called SPOTLIGHT RECOVERY CREW. They are a very nice firm since they are responsive, skilled, transparent, and dependable. I contacted them and received feedback a few hours later. I was asked to furnish all legal information related to my investment, which I promptly did. To my astonishment, I was able to get 80% of my money back. I declared that I would not keep this to myself and would instead make it public so that everyone who has been defrauded might have their money back. In any case, if you are experiencing such a situation, please do not hesitate to contact them via: spotlightrecovery@protonmail.com

izojietestimonyf950ead75fae4a5d

Apr 10, 2025

ARE YOU INTERESTED IN USING SPOTLIGHT RECOVERY HACKERS TO RETRIEVE YOUR STOLEN BITCOINS AND FUNDS? Hi, Please be cautious and stop falling for these brokers' and account managers' scams. I lost all of my money since they conned me out of nearly $193,000 of my investment capital and insisted on getting more money before processing my withdrawal request. Every attempt to contact their customer service center was unsuccessful, and I had a very difficult time moving on. Thank God, I watched a broadcast that explained how victims of scams might get their money back, and I got in touch with a recovery firm called SPOTLIGHT RECOVERY CREW. They are a very nice firm since they are responsive, skilled, transparent, and dependable. I contacted them and received feedback a few hours later. I was asked to furnish all legal information related to my investment, which I promptly did. To my astonishment, I was able to get 80% of my money back. I declared that I would not keep this to myself and would instead make it public so that everyone who has been defrauded might have their money back. In any case, if you are experiencing such a situation, please do not hesitate to contact them via: spotlightrecovery@protonmail.com

kurtandrew2123acf09d0692345a8

May 23, 2025

Legitimate Crypto Recovery Companies/Trusted Crypto Recovery Experts/Crypto Scam Tracker/Wizard Larry Recovery I'm thrilled to talk about Wizard Larry Recovery, a cyber security firm, helped me get my cryptocurrencies and digital money back that had been stolen. I am genuinely in awe of their skilled work and outstanding service. I didn't think I would be able to get my money back until I told them about my issues and gave them all the information they needed. I was astounded that they were able to get my money in 48 hours. For all of your hacking, cryptocurrency recovery, digital funds recovery, and cyber-security-related needs, I wholeheartedly endorse Wizardlarry@mail.com. WhatsApp+1(616) 292–4789 OR +447 (311) 146 749 WEB.. larrywizard43.wixsite.com/wizardlarry

kurtandrew2123acf09d0692345a8

May 23, 2025

Legitimate Crypto Recovery Companies/Trusted Crypto Recovery Experts/Crypto Scam Tracker/Wizard Larry Recovery I'm thrilled to talk about Wizard Larry Recovery, a cyber security firm, helped me get my cryptocurrencies and digital money back that had been stolen. I am genuinely in awe of their skilled work and outstanding service. I didn't think I would be able to get my money back until I told them about my issues and gave them all the information they needed. I was astounded that they were able to get my money in 48 hours. For all of your hacking, cryptocurrency recovery, digital funds recovery, and cyber-security-related needs, I wholeheartedly endorse Wizardlarry@mail.com. WhatsApp+1(616) 292–4789 OR +447 (311) 146 749 WEB.. larrywizard43.wixsite.com/wizardlarry

morristyllerrf041feb1d1e74174

Jul 15, 2025

Recover Your Lost Digital Asset -Hire a Bitcoin Recovery Expert Solution: WizardLarry Recovery Hi there, everyone. I'm Morris Tyler.  Watch out for cryptocurrency platforms that promise enormous profits.  People are falling for their phoney programs.  Speaking up is not a sign of weakness because most of us have been there ourselves.  All we need to do is exercise more caution.  In May, 280,220 USD was stolen from me.  It was only after I made the fourth payment that I realised it was all a hoax.  A member of the Bitcoin Abuse Forum suggested WIZARDLARRY RECOVERY, and they were really helpful, especially in getting my lost money back. You can reach them by email at info@wizardlarryrecovery. com. and there website(www.wizardlarryrecovery .com) They are very skilled and reliable, so they can help you find and get your lost money back.

corieemily990c130a10db7e14446

Sep 03, 2025

THE BEST HACKER RECOVERY - ZENITH HACKER I am writing to express my deepest thank you for your excellent service I got from ZENITH HACKERS after I lost my BITCOIN to a fake Crypto recovery company. My unwavering patience during the 24-hour period truly stood out, and ZENITH HACKER's recovery delivered beyond what I anticipated. I am profoundly grateful for your hard work and will be happy to share my positive experience with others. Thank you once again for everything. Contact: +44(755)248-6027 Email: zenithintel@consultant.com. Website: https://zenithhackers.com Their office is located at 100 Preston's Rd, London E14 9RL, UK. THE BEST HACKER RECOVERY - ZENITH HACKER I am writing to express my deepest thank you for your excellent service I got from ZENITH HACKERS after I lost my BITCOIN to a fake Crypto recovery company. My unwavering patience during the 24-hour period truly stood out, and ZENITH HACKER's recovery delivered beyond what I anticipated. I am profoundly grateful for your hard work and will be happy to share my positive experience with others. Thank you once again for everything. Contact: +44(755)248-6027 Email: zenithintel@consultant.com. Website: https://zenithhackers.com Their office is located at 100 Preston's Rd, London E14 9RL, UK.

corieemily990c130a10db7e14446

Sep 03, 2025

THE BEST HACKER RECOVERY - ZENITH HACKER I am writing to express my deepest thank you for your excellent service I got from ZENITH HACKERS after I lost my BITCOIN to a fake Crypto recovery company. My unwavering patience during the 24-hour period truly stood out, and ZENITH HACKER's recovery delivered beyond what I anticipated. I am profoundly grateful for your hard work and will be happy to share my positive experience with others. Thank you once again for everything. Contact: +44(755)248-6027 Email: zenithintel@consultant.com. Website: https://zenithhackers.com Their office is located at 100 Preston's Rd, London E14 9RL, UK.

marciakeith420c963a346c77a4b7a

Sep 04, 2025

RECOVER FROM CRYPTO SCAMS WITH THE HELP OF BONES RECOVERY BITCOIN EXPERT I chose to use the services of a software specialist who helps people recover lost money, and I can attest to his effectiveness because I used him when I lost a significant amount of money in a questionable online investment. I must admit that I was initially skeptical, but to my surprise, he was able to recover my lost money within a few weeks—and I'm talking about a very large sum recovered. BONES RECOVERY BITCOIN is professional and efficient in his work, and what I liked best about him is that he kept me informed throughout the process of recovering my lost money. To this day, all I can do is thank him for his generosity, which is why I chose to share this information. WhatsApp....‪+1-60-621-024-64‬ Email Add....Bonesrecoveryexpert@protonmail.com Website Add...https://bonesrecoveryexper.wixsite.com/bones-recovery