- Category
- >Interviews
- >Startups
How is IndiaLends using technologies?
- Mallika Rangaiah
- May 24, 2021
The landscape of lending has been altered considerably over the recent span of years, largely owing to the wide acceptance of digitization in the banking, financial services and Insurance sector. While the conventional lending approach does indeed still continue to exist in several regions of the world, the perks offered by digital solutions have, to a great extent, been making the way for adopting digital lending solutions and services across the enterprises.
The rapid technological developments like the expansion of the adoption of smartphones has led to an enhancement in the use of digital banking across several end-user verticals.
Owing to the Covid-19 pandemic, enterprises of all sizes around the world have been encountering challenges when it comes to raising funds amidst the crisis to sustain their businesses, in particular amongst the SMEs for expansion and acceptance. An integral example is that of the digital lending and borrowing marketplace IndiaLends, that has recently introduced Digital Lending 2.0, a range of touchless and contactless products, that includes loans, insurance, and a line of credit.
In this blog we have discussed IndiaLends' leveraged technologies and offered systems and products in detail.
About IndiaLends
IndiaLends is an online marketplace that adopts a transparent and highly advanced automated processing system and offers its customers the access to the most relevant unsecured credit products offered by various financial institutions in accordance with the consumers’ credit profile.
This can range from personal loans, credit cards, to gold loans. Alongside these facilities the platform also provides its users with free credit reports and various other effective financial education tools.
Why should IndiaLends be chosen?
Recommended blog - Interview with Niyo
The platform’s main focus is primarily on offering instant and affordable financial products and services to salaried and self-employed millennials, who are on the lookout for these facilities. These financial products and services include personal loans, unsecured loans, instalment loans and credit cards etc. in both metro and non-metro cities.
About Digital Lending 2.0
In April 2020, IndiaLends headed towards a whole new endeavor by launching Digital Lending 2.0 — a range of touchless and contactless products that include loans, insurance and a line of credit.
The procedure for opting for these products is fully contactless with there being no necessity for any phone calls or physical contact either for the purpose of the loan or KYC verification. These loans are offered at low interest rates in accordance with the consumer’s credit scores.
“We are also supporting our existing and potential lending partners by offering an open API service (plug-and-play solution) for touchless lending. Serving over a 100 million consumers via its B2B API solutions where it offers other consumer platforms a “Lending as a Service product”, we are providing these platforms the opportunity to offer personal credit products to their user base via lending products available from a wide range of Banks and NBFCs.”
Aside from traditional Banks and NBFCs, IndiaLends has also started facilitating pre-qualified loans from all major Fintech and P2P lenders to its customers – offering an advantage for both the process and eligibility.
Presently, the platform holds a customer-base of more than 8 million and partnerships with 50-plus bank and NBFC partners across the nation.
How IndiaLends came to be
“I have worked in the consumer credit industry since 2005. Soon after completing my higher education in the UK, I joined CapitalOne where I worked on everything related to underwriting, credit models and credit policies on the consumer lending front. In 2013, I moved back to India. After giving further thought to my previous observations on the gap between the demand and supply of lending in India, I decided to start IndiaLends.”
- Gaurav Chopra, Founder of IndiaLends
When Gaurav returned to India in 2013, he realized that the approval rate on loans was minimal in India. With banks generally focusing on higher ticket loans, only the ones with higher incomes could access them. Yet another issue encountered was the lack of data. In contrast with the U.K and U.S, India still continued to depend on manual underwriting processes.
Recommended blog - Technology in Popxo
As a result, although credit was accessible in the market, it wasn’t easily available for everyone. Aiming to present a solution to this issue, Gaurav Chopra and Mayank Kachhwaha set out to establish IndiaLends in March 2015.
Business Model of IndiaLends
IndiaLends has partnered with more than 50 lenders, including the country’s leading banks and NBFCs. IndiaLends’ platform and technology is employed by these institutions for lending to the masses, and in turn, IndiaLends is paid for providing them with the platform’s services.
Benefits of Personal Loans
IndiaLends is uniquely positioned in the market to tap into the immense opportunity available by deploying technology, specifically by minimizing loan origination cost, better risk assessment capabilities by adopting alternate data captured during the customer’s digital journey, low customer acquisition cost, and faster loan processing owing to its entirely digital process.
Technology in IndiaLends
IndiaLends has left no stone unturned in exploring the latest technologies and services to facilitate optimum performance alongside automations and securities. The platform has been supporting their existing and potential lending partners by offering an open API service (plug-and-play solution) for touchless lending.
“The venture also provides technology, data and credit analytics solutions along with a loan management platform to financial institutions.”
-
IndiaLends abides by the ISO guidelines and the processes with code reviews alongside the automated DevOps CI/CD pipelines for the deployments. The platform carries out Vulnerability Assessment and Penetration Testing (VAPT) for their web, api, mobile applications periodically for securities.
Local Infra is adopted as the calling software in accordance with the industry requirements and Azure Cloud hosting within India Data Centers.
-
The platform also follows the Agile Methodology for the new features and enhancements for the existing/new lender integrations and policy changes. The company generates Pre-Qualified (PQ) Offers based on the Credit Bureau data along with the lender policies with the Propensity Prediction Model.
“We also use Multi-layered, Event Driven, Micro Services with the Retry logics to improve the performance and securities of the systems. Using the latest hashing/masking algorithms at SSL certificates we protect User Personally Identifiable Information (PII).”
The platform also employs High Availability (HA) and Auto-Scale setup for efficiently operating their servers and systems.
COVID19 impact on IndiaLends
IndiaLends is one of the financial platforms that was highly impacted by the onset of COVID19 as the pandemic led to both the borrowers and lenders becoming cautious towards credit.
Recommended blog - Tjori Success Story
“Almost all our lending partners slowed down their lending activities in response to the ongoing situation. At that time, multiple banks, NBFC’s, and Credit Card issuers completely stopped originating new business. Since our entire business depends on these financial institutions and consumer demand, this slow down by the lenders and borrowers during last year’s lockdown directly impacted our business.”
The upward trend for IndiaLends kick-started from August 2020, as the lockdown regulations began gradually relaxing.
Below are a handful of steps undertaken by the platform amidst the pandemic to place itself as a financially capable and stable organization
-
Minimizing variable cost: IndiaLends reduced its variable cost and ensured that it keeps a 12-month window for the platform function flawlessly and withstand the impact caused by the pandemic.
Technological advancements:
-
Digital Lending 2.0, a range of touchless and contactless products that include loans, insurance, and a line of credit was introduced by the platform. As we touched upon before, this process remains both touchless and contactless, with no phone calls or physical contact both in case of loan or KYC verification.
-
The platform has also been backing its lending partners by offering a plug-and-play solution for touchless lending. A simple API connection allows NBFCs and banks to lend digitally through the IndiaLends platform, while also simultaneously opening a gateway for other fintech lenders to lend via the company’s platform.
IndiaLends Funding
IndiaLends recently raised $5.1 million in a financing round led by existing investors ACP Partners and DSG Consumer Partners in the month of March, 2021.
Prior to this, it had raised $10M in July 2018 in its Series B round led by London-based ACP Partners along with participation from existing investors American Express Ventures, DSG Consumer Partners and AdvantEdge Partners along with the India-focused Chinese fund, Ganesh Ventures.
Recommended blog - PayPal Success Story
The platform has raised $25M till date.
Future Plans
Through their raised funds, IndiaLends has resolute plans of improving their tech infrastructure in the upcoming year, while also aiming at further flourishing their engineering and product team.
“We have already won the trust and confidence of over 8 million customers and disbursed more than INR 2,000 crores in personal loans since our launch via our technology platform and API-based lending solutions that we offer to other B2C companies. “
The digital lender aspires to pave its way to become a leading financial marketplace in India, while doubling their disbursements in the coming 18-24 months with a focused outreach towards retail consumers living across tier I-II cities and tier III towns.
The platform also plans to prolong its outreach to the less served consumers, i.e to the people that deserve the credit yet get excluded owing to their lack of trustworthy credit history. The platform aims to achieve a cash break even towards the end of FY 2021-22.
Share Blog :
Or
Be a part of our Instagram community
Trending blogs
5 Factors Influencing Consumer Behavior
READ MOREElasticity of Demand and its Types
READ MOREAn Overview of Descriptive Analysis
READ MOREWhat is PESTLE Analysis? Everything you need to know about it
READ MOREWhat is Managerial Economics? Definition, Types, Nature, Principles, and Scope
READ MORE5 Factors Affecting the Price Elasticity of Demand (PED)
READ MORE6 Major Branches of Artificial Intelligence (AI)
READ MOREScope of Managerial Economics
READ MOREDijkstra’s Algorithm: The Shortest Path Algorithm
READ MOREDifferent Types of Research Methods
READ MORE
Latest Comments
anabel123456
Oct 06, 2022Buy high quality undetectable grade AA+ counterfeit banknotes, we have available USD, CAD, GBP, EU AUD just to name a few. Whats App+380968782491 We also deal and specialize in helping you to get high quality Biometric documents, registered PASSPORT, DRIVING LICENSE, ID CARD, VISA, SSN TOEFL, IELTS, IDP, ESOL, GMAT CELTA/DELTA, DEGREE, DIPLOMAS & other English Language Certificates[ Whats App+380968782491].., We offer face to face business and we have agents in almost every country in the world who are ready to meet with our serious clients to close a deal hand in cash exchange. So provided you have been scammed numerous times and you need a face to face business, you should be rest assured that you are at the right place, contact me now on [ Whats App:+380968782491 ] We offer Face to Face business For Grade A High Quality Undetectable Counterfeit Banknotes [ Whats App:+380968782491] We have High Quality 100% Undetectable Grade AA+ Counterfeit Banknotes For Sale [+380968782491 ] Buy High Quality Counterfeit Banknotes [ Whats App:+380968782491 We are the best sellers of high quality Counterfeit Banknotes [ Whats App:+380968782491] We offer only original high-quality counterfeit currency NOTES... We ship worldwide and we also print and sell Grade A banknotes of over 52 currencies in the world. Here is your chance to be a millionaire. Our money is perfectly reproduced,Indistinguishable to the eye and to the touch. We are sending in various sizes, packed and hidden. All our notes carries all the holograms and water marks and passes the light detector test. We will deliver the money directly to your home without the interference of customs . we have a Huge quantity ready in stock. We use latest technology to produce our notes so that it looks 100% identical to the real note. This thus implies all security features present in the real notes are present in the note we make. Our team is made up of Quality IT technicians from Morocco, US, Russia, India, Korea and China etc I believe that any body who has even been ripped off because of counterfeit money buying went in for small amounts. Shipping will take 3 to 4 days via DHL or DPD or the USPS first class recorded delivery with tracking. We do packaging with professionalism we give you tracking numbers too. Why would you buy from us? Our banknotes contain the following security features that make it to be genius and we have the best grade counterfeit in the world both Euro,Dollar, and pounds. Security features of our bank notes? : Intaglio printing// Watermarks//Security thread// See-through //register Special foil//special foil elements Iridescent stripe//shifting colors. Our banknotes are printed on 80% cotton 20% cellulose paper which differs substantially from normal paper this notes er not home made they are industrial made.. This implies all security features present in the real notes are present in the note we make. Contact us for more information using the information below: !!!!!!!!!! Basic Contact Information Bellow !!!!!!!!!! Whats-App Number:……+380968782491 E-Mail Address:……..(gabreldocuments@gmail.com) This bills are not home made but industrial and professional manufacturing. From High Quality IT technicians from US,Russia,Korea and China We offer high quality COUNTERFEIT NOTES for the following currencies; -Buy Grade AA+ Counterfeit Euro–(EUR) -Buy Grade AA+ Counterfeit US Dollar–USD -Buy Grade AA+ Counterfeit DINAR–DNR -Buy Grade AA+ Counterfeit British Pound–GBP -Buy Grade AA+ Counterfeit Indian Rupee–INR -Buy Grade AA+ Counterfeit Australian Dollar–AUD -Buy Grade AA+ Counterfeit Canadian Dollar–CAD -Buy Grade AA+ Counterfeit Emirati Dirham–AED -Buy Grade AA+ Counterfeit Rand–ZAR -Buy Grade AA+ Counterfeit Swiss Franc–CHF -Buy Grade AA+ Counterfeit Chinese Yuan Renminbi–CNY -Buy Grade AA+ Counterfeit Malaysian Ringgit–MYR -Buy Grade AA+ Counterfeit Thai Baht–THB -Buy Grade AA+ Counterfeit New Zealand Dollar–NZD -Buy Grade AA+ Counterfeit Saudi Arabian Riyal–SAR Tags:Tags:Tags:Tags: Why using a special printing technique, several picture elements on the front of the banknote are identifiable by touch. The guidelines on detecting counterfeit currency give a comparison of genuine and falsified security features. – Our bills/notes bypass everything, counterfeit pens and machines. – Can be used in banks but can be used else where same like normal money – We have the best HOLOGRAMS AND DUPLICATING MACHINES- – UV: YES Our bills have the Infrared Detection which makes our bills to bypass the UV machines, Pen test and even eye detection buy counterfeit experts. Our notes are AAA+ grade Quality. We also sell and provide money cleaning services and solutions. We sell AAA+ SSD Black Money Solution. -Holograms and Holographic Strips -Micro-Lettering -Metallic Ink and Thread -Watermarks -IR Detection -Ultra-violet features -See through Features -Different serial numbers These features make our bills to be 100% undetected,100% safe and secure to use in any of these areas: BANKS, CASINO, ATM, MONEY CHANGERS, STORES. They are 100% Undetected (ABOUT DOCUMENTS )(Whatsapp:+380968782491 ) Buy driver's license (Whatsapp:+380968782491 )ID card, passports, Biometric documents online. Buy biometric Passport, id cards, Visa, Drivers License, Toefl, Ielts, Toeic, Celta/Delt BUY fake British passports (UK), Americans, Canadians False identity CARDS ONLINE IN UNITED STATES, DRIVING LICENSE Buy fake birth certificates BUY FAKE DRIVING Buy Real EU/USA/UK/Canadian Passports,Driver’s License,ID Cards,Visas, USA Green Card and Citizenship. buy original / fake passports, Drivers license, ID cards, birth certificates, diplomas, university degrees etc BUY HIGH QUALITY FAKE OR REAL PASSPORT,ID CARDS,DRIVING LICENSE, MARRIED,real or fake passport,visa ,France driver license, id cards,diplomas,birth certificates ETC Buy Visa, passport, id card, birth certificate, Driving License Transcripts Buy Original FAKE Passports ,Id Card Drivers License Best Quality Novelty real and Fake IDs and Passports,Marriage certificates and Drivers license etc buy now high quality- We have the best HOLOGRAMS AND DUPLICATING MACHINES With over 13million of out documents circulating over the world. -IDs Scan-yes...-HOLOGRAMS: IDENTICAL-BAR CODES: IDS SCAN-UV: YESIDS WITH FAST SHIPPING !!!!!!!!!! Basic Contact Information Bellow !!!!!!!!!! Whats-App Number:…(+380968782491) E-Mail Address:…(gabreldocuments@gmail.com ) Tags:Tags:Tags:Tags: -My top supplier of Fake Currency, Fake Bills, Fake Documents, Passports, Birth Certificates, Identity Cards.Our -Online supplier of best counterfeit cash, counterfeiting money and ssd. -Where To Buy High Quality Undetectable Counterfeit Banknotes and ssd solution For Sale. -Choose to order your best Counterfeit money for sale fake cash and ssd solution for sale online. -where to order Fake Currency, money, banknotes, fake money, prop money and ssd chemicals. -Search And Buy Quality counterfeit money for sale, buy fake money online, fake. -Are you looking to buy best fake dollars, fake pounds, fake euro, buy money online. -Click here to buy fake money for sale. Buy Fake Dollars, Buy Fake British Pounds. -Follow this supplier to Buy Fake Euro, Money, where can i buy counterfeit money. -Thank you for taking your time to go trough my information,and i am waiting to here from you anytime soon. Buy High Quality Fake//Real Express UK/USA Passport//ID Cards//Counterfeit Banknotes//IELTS//TOEFL [ Whats App: +380968782491 ] We are looking forward to receiving your inquiries and early receipt of your first orders!!!!!!!!!!!!!!! NO TIME WASTERS !
anabel123456
Oct 06, 2022Buy / Get PMI, IELTS, PMP, CELPIP, Nclex , CISSP, CRISC, CISM, PMP, CEH, CSM Certificates Within 48 Hours in Beijing - Buy IELTS Certificate Without Exams In (People's Republic of), Colombia - Buy IELTS Certificate Without Exams In Australia - Buy IELTS Certificate Without Exams In France - Buy PMP Certificate Without Exams In Canada - Buy CISSP Certificate Without Exams In Europe - Buy CISSP Certificate Without Exams In Jordan - Buy CISSP Certificate Online - Buy original PMP Certificate without Exam in Europe Buy CISM Certificate Online - Buy Original CISM Certificate Without Exams - Buy Original CISM Without Exams - Where can I Buy CISM Certificate Online - Buy CEH Certificate Without Exams In Saudi Arabia - Buy CEH Certificate Without Exams In Jordan - Buy CEH Certificate Online - Buy Original CEH Certificate Without Exams - Buy Original ICEH Certificate Without Exams - Where to Buy Verified CEH Certificate - Buy CSM Certificate Without Exams In Jordan - Buy CSM Certificate Without Exams In Jordan - Buy CSM Certificate In Europe - Buy Original CSM Certificate Without Exams - Buy Original CSM Certificate Without Exams - Buy Verified CSM Certificate - Buy CISM Certificate Without Exams In Malaysia - Buy CSM Certificate Without Exams In USA - Buy IELTS Certificate In United Kingdom - Buy Original CEH Certificate Without Exam - Buy Original CSMCertificate Without Exams - Buy Verified CRISC Certificate in Australia - Buy IELTS Certificate Without Exams In Germany - Buy CELPIP Certificate Without Exams In UK - Buy IELTS Without Exams In Greece - Buy PMP Certificate Without Exams In U.K - Buy IELTS Certificate Without Exams In Hong Kong - Buy PMP Certificate Without Exams In India - Buy IELTS Certificate Without Exams In India - Buy CELPIP Certificate Without Exams In UAE - Buy IELTS Certificate Without Exams In Iran - Buy PMP Certificate Without Exams In Saudi Arabia - Buy IELTS Certificate Without Exams In Islamic Republic of, Iraq - Buy CELPIP Certificate Without Exams In India - Buy IELTS Certificate Without Exams In Italy - Buy PMP Certificate Without Exams In Ukraine - Buy CELPIP Certificate Without Exams - Buy PMP Certificate Without Exams In Mexico - Buy IELTS Certificate Without Exams In UAE - Buy CELPIP Certificate Without Exams In China - Buy PMP Certificate Without Exams in Turkey - Buy PMP Certificate Without Exams In Japan - Buy CELPIP Certificate Without Exams in Turkey - Buy CELPIP Certificate Without Exams In Japan - Buy IELTS Certificate Without Exams In Poland - Buy PMP Certificate Without Exams In Jordan - Buy IELTS Certificate Without Exams In China - Buy PMP Certificate Without Exams In Oman - Buy IELTS Certificate Without Exams In Asia - Buy CELPIP Certificate Without Exams In Oman - Buy IELTS Certificate Without Exams In Europe - Buy PMP Certificate Without Exams In USA - Buy IELTS Certificate Without Exams In Dubai - Buy PMP Certificate Without Exams In Italy - Buy IELTS Certificate Without Exams In London - Buy CELPIP Certificate Without Exams In Germany - Buy IELTS Certificate Without Exams In Toronto - Buy PMP Certificate Without Exams In Brazil - Buy Original IELTS Certificate Without Exams In Delhi - Buy CELPIP Certificate Without Exams In Saudi Arabia - Buy IELTS Certificate Without Exams In Australia - Buy PMP Certificate Without Exams In UAE - Buy IELTS Certificate Without Exams In Turkey - Buy PMP Certificate Without Exams In Dubai - Buy IELTS Certificate Without Exams In Kenya - Buy CELPIP Certificate Without Exams In France - Buy IELTS Certificate Without Exams In Jordan - Buy PMP Certificate Without Exams In Europe - Buy IELTS Certificate Without Exams In Belgium - Buy PMP Certificate Without Exams In Asia - Buy IELTS Certificate Without Exams In France - Where Can I GET CELPIP certificates Exam in China - Buy IELTS Certificate in China - Buy IELTS Without Exam in China - Where Can I GET IELTS certificates Exam in Europe - Buy PTE Certificate Without Exams In India - Buy Real PTE certificate in China - Buy real Buy IELTS certificates Exam in Canada - Where can I Buy CELPIP Certificate without exams in India, Where Can someone Buy NEBOSH certificates Exam in Europe - Buy verified PTE Pearson Certificate in Australia, Where Can I GET PMP certificates Exam in Online, Buy PTE Certificate Without Exams, Buy CELPIP Certificate in Canada, Buy PMP Certificates Without Exams, Where Can I Buy IELTS certificates Exam in China, Buy PMP Certificates in Europe - Buy Verified CELPIP Certificate in Canada - where to buy IELTS certificate without exam - Buy CELPIP Certificate Without Exams - Where Can I GET PMP certificates Exam in USA - Buy Verified IELTS Certificate without exams - Where Can I GET PTE certificates Exam in China -Buy Registered IELTS Certificate online - Buy / Get Authentic BBA Degree Without Exams in Pakistan - Where to Buy / Get BBM Degree online without exams - Is it possible to someone to buy BCA Degree without exams ? - Buy verified PTE Pearson Certificate in Australia - Buy verified and certified CELPIP Certificate without exams in India - Where Can I Buy PMP certificates Exam in Australia - Buy CELPIP Certificate in Toronto - Buy NEBOSH IGC123 online Without exams - Buy Real GRE Certificate Without exams - Buy Registered GRE Certificate online - Buy GMAT Certificate without exams - Buy an original PMP Certificate in Pakistan - Buy verified PMP Certificate without exams - Get PMP Certificate without exams in India - Buy Real Verified IELTS / B.C.A / PTE / CELPIP / PMP / PMI / NEBOSH / CISSP, CRISC, CISM, PMP, CEH, CSM Certificates Without Exams IN Canada / Australia / united Kingdom / India / Asia / China / Japan / USA / UA / UAE / UK / Ukraine WhatsApp:+380968782491 Email: gabreldocuments@gmail.com Buy Genuine IELTS Certificate | Purchase IELTS Certificate Without Exam We provide buy genuine ielts certificate online & buy ielts certificate without exam. You can purchase ielts Hello friends !?From us, you can Buy registered TOEFL, Nclex, BBA, BBM, BCA, PMP, PMC, IELTS, PTE, CELPIP, NEBOSH, CISSP, CRISC, CISM, PMP, CEH, CSM, GRE and GMAT Certificates without exams. We are online 24/7. Just inbox and we will provide you a verified TOEFL, CISSP, CRISC, CISM, PMP, CEH, CSM, IELTS, CELPIP, PTE, GRE and GMAT Certificates without exams... Obtain Original IELTS Certificate With Or Without Exam, And Get Your Desired Score Easily. Certificate Issued By British-Council Or IDP IELTS Center, Original And Verifiable Online. Place Your Order Today! Moreover, we also provide genuine passports, student/working VISA for foreign countries like the USA, Australia, UK, and much more without any trial or examinations. All you need to do is to click on our contact us page and put your credentials over there. We will get back to you shortly and give you an update regarding delivery. Our organization is well connected with various invigilators, British council database managers and test centers, which enables us to register your scores in any IELTS center around the world . All our certificates are original and British Council certified. If you want to make an inquiry please use below details to contact us. Buy Genuine IELTS Certificate | Purchase IELTS Certificate Without Exam We provide buy genuine ielts certificate online & buy ielts certificate without exam. You can purchase ielts Do you want to edit your scores in any of the above certificate especially in #IELTS #TOEFL #PTE ??Do you want to buy questions papers of any of the above certificate before the test date ? Do you need a student #Visa without #IELTS ? Do you need a registered American or European #Passport #Idcard #driver #license #birth #certificate ? Are you searching for a job or admission abroad in countries like Australia, Canada, UK, USA etc ? Then we can help you send us a message with the contact details below so we can explain to you how the process will look like. WhatsApp:+380968782491 Email:gabreldocuments@gmail.com We can pass all your PMP exams and get you PMI certified within 5 to 7 days. Exams will be taken in the authorized testing center. Your certification status can be verified on the official website and the certificates will arrive from PMP at your owned address. You get PMI certified without ever having to set foot into a testing center. Just sit back and relax after placing an order. in Buy PMP Certificate For Sale Without Exams In Oman Buy Genuine IELTS Certificate | Purchase IELTS Certificate Without Exam We provide buy genuine ielts certificate online & buy ielts certificate without exam. You can purchase ielts Buy Original CGEIT Certificate Without Exams online - Buy Real RISC Certificate With Exams - Buy Verified RISC Certificate Online - Buy Authentic RISC Certificate - buy pmp certification without exam. How to buy genuine PMP questions online. How difficult is the PMP exam - international project management certification - Buy real CGEIT certificates Without Exams Europe - Purchase real RISC certificates Without Exams middle east - Get CeMAP certificates Without Exams America - Buy real CRISC certificates Without Exams Mount Barker - How to get real CGEIT certificates Without Exam USA - Buy Original CIPP/C Certificate Online -Buy CIPP/E Certificate online Without Exam - Buy Original CIPP/US Certificate Without Exams online - Buy Real CIPM Certificate With Exams - Buy Verified CGEIT Certificate Online - Buy Authentic RISC Certificate???Our services for various IT certifications include: * Microsoft Certification MCSE , MCSA , MCSD , MCITP , MCTS , MCPD?* Cisco Certification CCNA , CCNP , CCNA R&S , CCNA Security , CCNP R&S?* CompTIA Certification CASP , A+ , Network+ , Security+ , Server+ , Project+?* Other Certification CEH , CHFI , ECSA , LPI , ITIL , VCP , Prince2 100% pass without exams Right away! . No risk you get 100% of your money back if you fail. Buy Genuine IELTS Certificate | Purchase IELTS Certificate Without Exam We provide buy genuine ielts certificate online & buy ielts certificate without exam. You can purchase ielts WhatsApp:+380968782491 Email: gabreldocuments@gmail.com